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SBPA is fighting to ensure the payments system keeps working for all of us.

$100 Billion

Credit card issuers spend an estimated $100 billion on rewards and partner payments, funding the cash back and points programs small businesses need

Customers spend 5x more when using credit cards vs. cash

5X

$80 Billion

In 2021, our electronic payment system stopped $80 billion in fraud attempts

Maintaining a modern, safe, and secure electronic payments ecosystem

SBPA was formed in the wake of proposed changes to the electronic payments system that will jeopardize credit card access and benefits. Tradespeople, entrepreneurs, and locally-owned, independent businesses alike use credit cards to support their workers, manage their cash flow, cover operating costs, and amass rewards points to re-invest in their businesses. Credit cards also ensure that their customers can make safe, secure, and convenient payments. The current competitive, free market credit card ecosystem provides major benefits to both small businesses and American consumers, and we’re making sure it stays that way.

TAKE ACTION

Washington needs to hear from you, not just the big box retailers who stand to benefit the most. Tell Congress how important credit cards and our electronic payments system are to your business operations.

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