
Generating Value: The Benefits of Accepting Credit Cards
Credit cards are very popular among U.S. consumers. By year-end 2024, there were 608 million open general purpose card accounts, a 35% increase since 2018.
Credit card issuers spend an estimated $100 billion on rewards and partner payments, funding the cash back and points programs small businesses need
Customers spend 5x more when using credit cards vs. cash
In 2021, our electronic payment system stopped $80 billion in fraud attempts
Washington needs to hear from you, not just the big box retailers who stand to benefit the most. Tell Congress how important credit cards and our electronic payments system are to your business operations.
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Credit cards are very popular among U.S. consumers. By year-end 2024, there were 608 million open general purpose card accounts, a 35% increase since 2018.

Accepting credit cards provides merchants unique benefits that generate significant
net value above and beyond the cost of acceptance.

Small businesses across the country are increasingly leveraging credit card rewards as a strategic tool to stretch budgets, manage cash flow, and reinvest in growth. From cashback on everyday purchases to travel points and discounts on essential services, credit card rewards programs have evolved beyond consumer perks into valuable business resources.

Running a coffeehouse may look simple from the outside, but anyone who has stood behindthe counter knows how complex it really is. At Coffee By Design, we’re not just making coffee. We’re managing a nonstop flow of customers on their way to work, parents juggling kids, students racing to class and visitors passing through Portland.

For more than 40 years, Oak Ridge Builders has been serving customers in Iowa. Running a construction company means dealing with big jobs and big numbers. Whether it is ordering materials, paying subcontractors, or making sure payroll is covered on time, money has to move quickly and reliably.

When I opened Burque Throwdown just south of Downtown Albuquerque, I didn’t simply want to build a business — I wanted to build community. That’s why at our pottery school and studio, we welcome people from all over to slow down, get their hands dirty and create something beautiful in clay. Located between Downtown and the historic Barelas neighborhood, the studio has become more than just a place to create and learn. It’s become a gathering space — a place to make friends, unwind and feel a sense of connection.