Credit card issuers spend an estimated $100 billion on rewards and partner payments, funding the cash back and points programs small businesses need
Customers spend 5x more when using credit cards vs. cash
In 2021, our electronic payment system stopped $80 billion in fraud attempts
Washington needs to hear from you, not just the big box retailers who stand to benefit the most. Tell Congress how important credit cards and our electronic payments system are to your business operations.
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Submit a Video
Submit a Video
New data from the Small Business Payments Alliance once again reaffirms the value of credit cards for small businesses. According to consumer surveys and research gathered over the first quarter of 2025, small businesses rely on credit cards to drive sales and expand growth. Small businesses also rely on electronic payments to protect against fraud and unlock e-commerce opportunities.
Consumers prefer using electronic payments when making purchases at small businesses. As consumer preferences continue to shift towards using cards and digital payment apps
over cash, small businesses that accept these payments offer a better customer experience and generate higher sales, allowing them to better compete with larger firms.
When I founded Assured Flooring & Countertops in Louisiana two decades ago, I never imagined how vital credit card rewards would become to our operations. Today, they’re a critical tool for managing our expenses and staying competitive.
Over many years in the trailer business, I’ve learned a lot by listening to my customers. I know how hard they work, and many rely on their credit card rewards to lower their expenses. When someone swipes their credit card to buy a trailer, it’s not because they’re chasing luxury; it’s because they know that their transaction will be secure, and they’ll earn credit card rewards that can make a real difference in their monthly budget.
The Small Business Payments Alliance (SBPA) launched a new ad campaign this week featuring videos showcasing SBPA members and their small businesses. The videos highlight the value of credit cards for small businesses and the need to protect the existing electronic payments system.
Members of the Small Business Payments Alliance (SBPA) headed to Capitol Hill this week to highlight the importance of credit cards and the need to protect the existing electronic payments system.